What are the Best Credit Cards in Canada Today?

There are some really great card offers out there in Canada today and the best deal for you is going to depend on what you want from your card & it’s going to depend on your credit rating. We’ve featured what we feel is the best overall credit card offer in Canada today below, however if this offer doesn’t fit your situation then you’ll need to scroll down to view Canada’s top card offers by type.

Top Canadian Card Offers by Type


Cash BackCash Back
Maximize your rewards by earning cash
Travel RewardsTravel Points
Collect points for travel expenses
Airline Credit CardsAirline Miles
Earn points on airline loyalty programs
Hotel RewardsHotel Rewards
Earn points for free hotel stays
Gas RewardsGas Rewards
Earn bonus cash rewards on gas station fill-ups
Elite Credit CardsElite Offers
Receive luxury perks & benefits including full concierge services
For Canadian students at an accredited college or university


Top Rated Cash Back Credit Card

There is no annual fee, which is not typical for a money-back credit card plus you can earn 2% cash back in three different spending categories – Apply for the Tangerine Money-Back Credit Card today!

Best Low Rate Credit Card in Canada

Another one of the top benefits many Canadians want is to save money on credit card interest rates.

If you don’t care about the extra frills or rewards programs and all you want from your credit card company is a consistently low and reasonable credit card rate then the Scotiabank Value Visa is the deal for you because this card gives you an ongoing interest rate that is close to half that of other credit cards out there today.

If the stability of a low fixed rate is what you’re after then this is the card for you.

When you’re asking yourself “What is the best credit card in Canada?”, there isn’t one simple answer. The fact is there are several different types of credit card applications out there and the best offer will depend on a few factors such as your credit rating and what type of extra perks you’d like from your credit card.

Cardperks.ca is dedicated to reviewing and finding the top rated credit card offer in each card category to help you find the credit card deals that will work best for you.

To make the most of this site you should scroll through the list of various credit card categories and look through the offers in the categories that’s going to best suit your personal financial needs.

The Canadian card offers featured above are the best in class listed by card type.

Take advantage of the deals that are on right now because credit card companies reserve the right to change these limited time deals without advance warning!

Top Card Offers from ScotiaBank

Great Card Offers from BMO

Final Thoughts in Choosing the Best Card Offer

As you can see from the various credit card categories featured above it’s tough to come up with a definitive answer on what is the best credit card in Canada because it all depends on your personal financial goals and your credit situation.

We’ve featured what we feel are the top rated credit cards in Canada today by type of card offer.

Compare the benefits of each card above and apply online today for the offer that’s going to best fit your needs.

Stayed tuned to the CardPerks.ca website as we are not only devoted to helping you find the best credit card offers out there today.

We are also committed to finding the best money savings deals in Canada whether it be the savings a 0% intro rate credit card has for you or money savings voucher cards from Canadian stores.